Guides & Insights
In-depth articles to help you make better financial decisions — backed by the same math our calculators use.
Social Security's Run-Out Date Just Slid to 2032 — Here's What It Actually Does to Your Check
The 2026 Trustees Report moved the retirement trust fund's depletion date up to late 2032, a quarter earlier than last year's estimate. But 'depletion' doesn't mean zero — it means an automatic 17% haircut on every check unless Congress acts. Here's what the real numbers say and how to plan around the gap instead of panicking over it.
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Your 2026 Retirement Limits Just Went Up — and One New Rule Changes How High Earners Save
The IRS lifted the 401(k) cap to $24,500 and the IRA cap to $7,500 for 2026. But the bigger story is a SECURE 2.0 mandate that, starting this year, forces 50-and-older workers earning over $145,000 to route catch-up contributions into Roth dollars. Here is what every number means for your paycheck.
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Your FIRE Number: How to Calculate Financial Independence
The 4% rule is just the start. Learn how to calculate your personal FIRE number and the variables that shift it significantly.
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