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© 2026 LoanPal. All calculations for informational purposes only.v0.6.0
  1. Home
  2. ›Credit Cards
  3. ›Bonus Value Calculator

Bonus Value Calculator

New

Translate a sign-up bonus into real dollars — accounting for the spend requirement, your natural spending, and any opportunity cost of moving spend over.

Sign-up Offer

¢
$
mo

Your Situation

$
%
$
Bonus Cash Value
$750
100× cents per point
Effective Bonus
$655
after opportunity cost & fee
Year-One Total
$925
bonus + ongoing rewards
MSR Achievable?
Yes
Yes — natural spending hits MSR
Induced Spending
$0
opportunity cost: $0
Return on MSR
18.8¢ / $1
bonus value per dollar spent
LoanPal Bonus Value · 5/31/2026

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