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© 2026 LoanPal. All calculations for informational purposes only.v0.6.0
  1. Home
  2. ›Credit Cards
  3. ›Travel Credits Estimator

Travel Credits Estimator

New

Premium travel cards advertise hundreds in annual credits, but you only earn what you actually redeem. Estimate the real value at your usage rate.

Annual Credits & Your Use Rate

$
%
$
%
$
%
$
%
$
%

Card Cost

$
Expected Credits Value
$542
vs $640 face value
Net After Fee
$8
credits minus annual fee
Use Rate
85%
fraction of credits you redeem
Airline
$300
expected
Hotel
$50
expected
Dining
$192
expected
Lounge
$0
expected
Rideshare
$0
expected
LoanPal Travel Credits Estimator · 5/31/2026

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